2024 401k Limits Chart. The 401(k) contribution limit for 2024 is $23,000, or $30,500 if you’re at least 50. If you deposit $5,000 in an account earning 4% per year, you’ll have $5,200 one year later.

For 2024, the 401 (k) annual contribution limit is $23,000, up from $22,500 in 2023. Most people don’t max out.